Financial Aid Information

The first step to applying for federal student aid is completing the Free Application for Federal Student Aid (FAFSA).

The Free Application for Federal Student Aid (FAFSA) can be filed beginning October 1st of each year. Visit to apply. The FAFSA is a FREE application. If you need any assistance in completing the FAFSA please contact our office to discuss questions or schedule an appointment. The FAFSA should be completed for each year that you would like to receive financial aid.

After filing your FAFSA, you will receive a Student Aid Report (SAR), listing the information from your FAFSA. Your SAR also lists your Expected Family Contribution (EFC), which is used to determine your eligibility for need-based aid. Please review your SAR for accuracy and make any necessary corrections online. If your family's financial situation changes after you submit your FAFSA, you may request a review of your eligibility by contacting the Office of Financial Aid.

Check your myUIU and UIU Peacocks Email. Any correspondence related to your financial aid award notification will be conducted via your UIU email account and myUIU.

Students seeking financial aid must be officially accepted to Upper Iowa University, be degree seeking, and be enrolled at least half-time for Federal Student Aid (FSA) purposes. Students registered in 12 hours per each 16-week enrollment period (semester) are considered to be at full-time status.

Qualifying degree seeking students can receive financial aid in one program of choice per enrollment period. Prior enrollments must not overlap new enrollment periods for FSA purposes. Students may be enrolled for concurrent enrollment periods, however, for FSA purposes, the choice must be made by the student which program enrollment they want financial aid eligibility awarded.

Students who are pursuing a second Bachelor's degree may qualify for student loan funds only depending upon where their first degree was earned and what type of degree (BA or BS) they received. UIU will confer only one degree of a type. For example, if a UIU graduate earned a BA and would like to come back for a BS, the student would be eligible for loan funds. If a graduate earned a BA from UIU and would like to come back to UIU for a second BA due to changing their major, the student would not qualify for loan funds because the degree has already been conferred. However, if a student earned their first Bachelor's at another institution (BA or BS) and would like to come to UIU for a second degree (BA or BS), the student would qualify for loan funds because this is a new UIU degree.

Textbooks and Financial Aid

Textbooks: Students who meet the following criteria are eligible to charge books:

  • The student's total financial aid award amount for the semester (Fayette)/session (Center/Online) must exceed all institutional charges on the student's account (including, but not limited to tuition, fees, campus housing and meals).
  • The student must have accepted the award, have the Master Promissory Note (MPN), Entrance Counseling and any outstanding requirements completed.
  • The student must be registered.
  • The student may be eligible for up to $750 per semester for Fayette and $375 per session for Center/Online.
  • Students who do not have an excess of funds after all institutional charges are covered will not be eligible for a book voucher and will be solely responsible for obtaining any required course materials.

Students choosing to use the book charge option should purchase textbooks for the session. Students may charge to their student account up to $375.00 per session. Students must purchase textbooks through MBS Bookstore to utilize this option. Students who choose to use the book charge option will have the textbook charges added to the balance due for the enrollment period. Charges will be deducted from any funds that are applied to their student account before any overpayment of funds are released.