BankMobile Disbursements

BankMobile Disbursements is Upper Iowa’s Refund Management® solution for students (previously HigherOne).

Upper Iowa University has partnered with BankMobile to deliver your financial aid refund. We are committed to delivering 100% of your refund at no cost, providing students with clear choices and offering great customer service.

A little bit about BankMobile: it was started with the mission to make banking more accessible and affordable to all. They do this by simplifying banking. BankMobile is committed to making banking better for the millennial generation by eliminating branches and leveraging mobile technology to lower the cost of banking. With the addition of BankMobile Disbursements, they’ve laid down their commitment to going above and beyond new Department of Education regulations to make banking better for college students, because student aid should not be spent on big banking fees. A team of more than 200 BankMobile Disbursements staff continue to deliver the refund service that's deep-rooted on hundreds of U.S. college campuses nationwide and has transformed a critical campus process for the last two decades.

Want to learn more? Check out the BankMobile Disbursements How It Works Page

Refund Selection Kit

Look for the bright green envelope
Green Envelope

Refund Preference Selection Steps

Choose your refund preference

Follow these three simple steps:

  1. Visit
  2. Enter your Personal Code
  3. Select how you’d like to receive your money

Refund Descriptions

When it comes to deciding how to get your money, you deserve choices. Your choices include:

Electronic Deposit To Another Account
Money is transferred to another account the same business day BankMobile receives funds from your school. Typically, it takes 1 - 2 business days for the receiving bank to credit the money to your account.

Electronic Deposit To A BankMobile Vibe Account (
If you open a BankMobile Vibe account (upon identity verification), money is deposited the same business day BankMobile receives funds from your school.

View our institution's contract with BankMobile, a Division of Customer Bank.